Bagaimana status ditetapkan
Setiap catatan dalam daftar ini mengikuti prosedur enam langkah yang sama, dan setiap langkah dapat Anda ulangi sendiri menggunakan sumber publik gratis.
Prosedur
Locate every licence the firm claims
We take the licence numbers a firm publishes and look for each one on the issuing authority's own register. We never accept a licence claim printed only on the firm's own website.
Match the legal entity to the client agreement
A group can hold a Tier-1 licence and still onboard most clients to an offshore entity. We record which entity holds which licence, because that is what determines your protection.
Search the public warning and alert lists
We search the firm and its known aliases against the warning lists, alert lists and registration-deficient lists of the authorities in our directory.
Require a primary document before flagging
A Danger status requires a published warning notice from a named regulator. A Warning status requires an entry on a public alert or registration list. We retrieve and archive the document URL before the status is assigned.
Write the finding as a fact, not an accusation
The record states that there is a published warning from a named authority, on a given date, with a link. It does not brand the firm fraudulent, because that is a conclusion only a court can reach.
Re-check on a rolling cycle
Open records are re-checked every 90 days, and any record where the regulator has updated its notice is re-dated. A status that has not been re-checked shows its last-checked date on every row.
Daftar yang kami periksa
Ini adalah sumber utama di balik langkah satu dan langkah tiga, diambil dari situs resmi setiap otoritas. Setiap keterangan mengarah ke halaman langsung, sehingga Anda dapat mengulang pemeriksaan apa pun di daftar ini sendiri.
Tangkapan layar ini bersifat ilustratif untuk antarmuka pencarian setiap daftar pada saat pengambilan. Halaman resmi otoritas selalu menjadi versi yang paling akurat — status suatu perusahaan dapat berubah antara waktu pemeriksaan kami dan pemeriksaan Anda.
Bukti diperlukan per status
Apa yang Harus Ada Sebelum Level Ditetapkan
| Status | Bukti diperlukan | Definisi sebagaimana dipublikasikan |
|---|---|---|
| Bahaya | A published regulator warning notice naming the firm, retrieved and linked. | A named regulator has published a warning notice about this firm telling consumers it is not authorised and to avoid dealing with it. We link to the regulator's own notice in every case. |
| Peringatan | An entry on a public regulator alert or registration-deficient list, retrieved and linked. | A regulator has published a list naming this entity — typically because it appears to be acting in a capacity that requires registration and is not registered. Being listed is not itself a finding of wrongdoing by a court, but it is a public signal from the regulator. |
| Peringatan | A verifiable licence, plus a documented structural caveat (offshore entity, leverage above Tier-1 caps, scope mismatch). | The firm is licensed somewhere we can verify, but part of the business sits under weaker supervision — an offshore entity, leverage far above Tier-1 retail caps, or a register entry that does not cover everything the firm advertises. |
| Terverifikasi | Two or more Tier-1 licences located on the issuing registers, and no published warning found at the check date. | We located the firm on at least two Tier-1 regulators' own public registers and found no published warning against it at the date of our last check. |
Aturan bahasa
- Kami menyatakan bahwa ada peringatan yang diterbitkan dari otoritas yang disebutkan namanya. Kami tidak pernah menyatakan suatu perusahaan sebagai penipu.
- Setiap klaim yang ditandai menyertakan URL sumber, penerbit, dan tanggal pengambilan.
- Laporan pengguna diberi label terverifikasi atau tidak terverifikasi dan tidak pernah mengubah status sendiri.
- Apabila regulator menyatakan bahwa daftar bukanlah temuan kesalahan, kami mengulanginya dalam catatan.
Apa yang Akan Menyebabkan Catatan Dihapus
- Regulator menarik atau menyelesaikan pemberitahuan yang kami kutip.
- Perusahaan menunjukkan referensi izin yang dapat kami konfirmasi di daftar penerbit dan yang mencakup aktivitas yang dimaksud.
- Kami menemukan bahwa suatu catatan salah mengidentifikasi dua entitas dengan nama yang mirip. Ini adalah koreksi paling umum yang kami lakukan.